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For exclusive online interest rates, try our electronic accounts!

Why save or invest with Nedbank?

Enjoy competitive interest rates that make putting your money away, worthwhile.
Choose an account that is perfectly suited for your savings or investment goals.
We’re available 24/7 – so you can ask us anything about your money, any time.
Your investments are risk free – so you always get more out than what you put in.

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To save or invest – or both?

Planning for emergencies, a holiday or your kids’ education? You can’t go wrong with either saving or investing if you know what you want to achieve with your money, and by when. Learn more about your options so you can decide.

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What is your savings goal?

Whether your goal is short, medium or long term, we have the right savings or investment solution for you.

I'd like to see how quickly my money will grow

I already have this much R

I'd like to make additional contributions Yes No

I can put this much away each month R

See growth potential

I need to save a certain amount by this date

I need to save this much R

Minimum R1000

I can invest this much upfront R

I'll need the money by this date

Show me how

Change saving goal

I want to see the potential growth of my money

Electronic 32 Day Notice

R 74,960.05

Electronic 32 Day Notice

R 74,960.05

Electronic 32 Day Notice

R 74,960.05

Change products

Select 3 products to see the growth potential of your investments.

Product 1

Select Product

Product 2

Select Product

Product 3

Select Product

You won't be able to see our fixed deposit options because you've opted to make monthly contributions.

Product comparison

Total on simple interest

Interest rate

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Notice period

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Minimum investment amount

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Investment term

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Monthly fees and commissions

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Additional deposits

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Minimum balance

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Change saving goal

Select 3 products to see the growth potential of your investments.

You won't be able to see our fixed deposit options because you've opted to make monthly contributions.

Product 1

Select Product

Product 2

Select Product

Product 3

Select Product

See comparison

I want to see the potential growth of my money

Product comparison

Total on simple interest

Interest rate

Notice period

Minimum investment amount

Investment term

Monthly fees and commissions

Additional deposits

Minimum balance

Electronic 32 Day Notice Notice investment

All products and values shown on this page are indicative of the information you have provided. While we aim to illustrate the best possible interest rates you can earn, the final result will depend on the product you have chosen, your invested amount, and factors such as your investment term, withdrawals and additional deposits, where applicable, as well as any instructions given to the bank on your interest earned.

Value	AdditionalDepo	NoticePeriod	Interest_Rate	Notice_Period	Minimum_investment_amount	Investment_term	Monthly_fees_and_commisions	Additional_deposits	Minimum_balance	Ranking_display	See_More_link	Type_of_investments
Club	yes	ondemand	4.50 – 6.25%	24 hours	R100	At least 1 day	None	Allowed	R100	17	/content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/club-savings	Immediate savings
Stokvel	yes	ondemand	4.50– 6.25%	On demand	R100	At least 1 day	Zero	Yes	None	16	/content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/stokvel	Immediate savings
JustSave	yes	ondemand	6.50 – 7.75%	On demand	R0	Immediate	Zero	Allowed	R0	1	/content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/just-save	Immediate savings
JustInvest	Both	bygivingnotice	6.55 – 8.25%	Min 24 hours	R500	1 day	Zero	Minimum R100	R500	2	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/justinvest	Notice investments
Platinum Invest	Both	bygivingnotice	6.55 – 8.35%	Min 24 hours	R500	1 day	Zero	Minimum R100	R500	3	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/platinuminvest	Notice investments
Tax-free Savings	Both	bygivingnotice	6.00 – 7.75%	Min 24 hours	R500	1 day	Zero	Minimum R50	R500	7	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/tax-free-savings	Notice investments
MoneyTrader	Both	bygivingnotice	7.80-8.25%	Min 24 hours	R50 000	1 Day	Zero	R5 000	R50 000	8	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/moneytrader	Notice investments
EasyAccess Deposit	Both	bygivingnotice	6.06 – 7.49%	Min 24 hours	R25,000	12 months	Zero	Not allowed	R25,000	10	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/easy-access-deposit	Hybrid investments
PrimeSelect	no	bygivingnotice	5.762 – 5.96%	Min 24 hours	R5,000	3 – 18 months	None	Max of 5 deposits, totalling 50% of original capital	R5,000	11	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/primeselect	Hybrid investments
Electronic 32Day Notice	Both	bygivingnotice	6.45 – 8.30%	32 days	R250	32 days	Zero	Minimum R100	R250	4	/content/nedbank/za/en/personal/save-and-invest/accounts/32-days/electronic-32-day-notice	Notice investments
32Day Notice	Both	bygivingnotice	6.45 – 7.80%	32 Days	R250	32 days	Zero	Minimum R100	R250	13	/content/nedbank/za/en/personal/save-and-invest/accounts/32-days/32-day-notice	Notice investments
Tax-free Fixed Deposit	no	endofterm	8.05 – 8.89%	End of term	R1,000	12 months	Zero	Not allowed	R1,000	9	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/tax-free-fixed-deposit	Fixed investments
Electronic Fixed Deposit	no	endofterm	7.10 – 10.62%	End of term	R1,000	1 – 60 months	Zero	Not allowed	R1,000	4	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/electronic-fixed-deposit	Fixed investments
Electronic OptimumPlus	no	endofterm	7.40 – 11.54%	End of term	R1,000	1 – 60 months	Zero	Not allowed	R1,000	5	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/electronic-optimum-plus	Fixed investments
Platinum Fixed Deposit	Both	endofterm	7.70 – 11.54%	Min 24 hours	R100,000	1 – 60 months	Zero	Not allowed	R100,000	4	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/platinum-fixed-deposit	Hybrid investments
Fixed Deposit	no	endofterm	6.85 – 10.47%	End of term	R5,000	1 – 60 months	Zero	Not allowed	R5,000	14	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/fixed-deposit	Fixed investments
OptimumPlus	no	endofterm	7.00 – 11.31%	End of term	R5,000	1 – 60 months	Zero	Not allowed	R5,000	15	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/optimumplus	Fixed investments

MinBalance	MaxBalance	InterestRate
0	999	0
1000	9999	4.50
10000	49999	4.75
50000	74999	5.25
75000	99999	5.75
100000	99999999	6.25

MinBalance	MaxBalance	InterestRate
0	999	0
1000	9999	4.50
10000	49999	4.75
50000	74999	5.25
75000	99999	5.75
100000	99999999	6.25

MinBalance	MaxBalance	InterestRate
0	2499	6.50
2500	24999	6.50
25000	49999	7.00
50000	99999	7.50
100000	249999	7.75
250000	499999	7.75
500000	999999	7.75
1000000		7.75

MinBalance	MaxBalance	InterestRate
500	2499	6.25
2500	24999	6.75
25000	49999	7.00
50000	99999	7.45
100000	249999	7.55
250000	999999	7.65
1000000	99999999	8.00

MinBalance	MaxBalance	InterestRate
500	2499	6.25
2500	24999	6.75
25000	49999	7.00
50000	99999	7.50
100000	249999	7.55
250000	499999	7.70
500000	999999	7.75
1000000	99999999	8.00

MinBalance	MaxBalance	InterestRate
500	2499	6.25
2500	24999	7.00
25000	49999	7.00
50000	99999	7.50
100000	249999	7.75
250000	99999999	8.00

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
0	49999			0.00
50000	99999999			7.95

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
25000		12		4.50

MinBalance	MinTime	MaxTime	InterestRate
5000	3	8	5.62
5000	9	11	5.62
5000	12	18	5.96

MinBalance	MaxBalance	InterestRate
250	2499	6.70
2500	24999	7.20
25000	49999	7.45
50000	99999	7.55
100000	249999	8.20
250000	499999	8.50
500000	99999999	8.55

MinBalance	MaxBalance	InterestRate
0	2499	6.70
2500	24999	7.20
25000	49999	7.35
50000	99999	7.50
100000	249999	7.95
250000	99999999	8.05

MinBalance	MaxBalance	MinTime	InterestRate
1000	24999	12	8.05
25000	249999	12	8.55
250000	99999999	12	8.55

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
1000	24999	1	3	7.10
1000	24999	3	6	7.30
1000	24999	6	12	7.60
1000	24999	12	18	7.75
1000	24999	18	24	7.70
1000	24999	24	36	7.75
1000	24999	36	60	7.80
1000	24999	60	120	8.15
25000	249999	1	3	7.30
25000	249999	3	6	7.50
25000	249999	6	12	7.80
25000	249999	12	18	7.95
25000	249999	18	24	7.90
25000	249999	24	36	7.95
25000	249999	36	60	8.00
25000	249999	60	120	8.35
250000	999999	1	3	7.40
250000	999999	3	6	7.60
250000	999999	6	12	7.90
250000	999999	12	18	8.05
250000	999999	18	24	8.00
250000	999999	24	36	8.05
250000	999999	36	60	8.10
250000	999999	60	120	8.45
1000000	99999999	1	3	7.50
1000000	99999999	3	6	7.70
1000000	99999999	6	12	7.95
1000000	99999999	12	18	8.10
1000000	99999999	18	24	8.05
1000000	99999999	24	36	8.10
1000000	99999999	36	60	8.15
1000000	99999999	60	120	8.55

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
1000	24999	1	3	7.40
1000	24999	3	6	8.00
1000	24999	6	12	7.65
1000	24999	12	18	7.80
1000	24999	18	24	7.80
1000	24999	24	36	7.85
1000	24999	36	60	7.90
1000	24999	60	120	8.85
25000	249999	1	3	7.60
25000	249999	3	6	8.20
25000	249999	6	12	7.85
25000	249999	12	18	8.00
25000	249999	18	24	8.00
25000	249999	24	36	8.05
25000	249999	36	60	8.10
25000	249999	60	120	8.95
250000	999999	1	3	7.70
250000	999999	3	6	8.30
250000	999999	6	12	7.95
250000	999999	12	18	8.20
250000	999999	18	24	8.10
250000	999999	24	36	8.15
250000	999999	36	60	8.20
250000	999999	60	120	9.00
1000000	99999999	1	3	7.80
1000000	99999999	3	6	7.80
1000000	99999999	6	12	8.05
1000000	99999999	12	18	8.30
1000000	99999999	18	24	8.20
1000000	99999999	24	36	8.25
1000000	99999999	36	60	8.30
1000000	99999999	60	120	9.15

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
100000	249999	1	3	7.70
100000	249999	3	6	7.70
100000	249999	6	12	7.95
100000	249999	12	18	8.20
100000	249999	18	24	8.00
100000	249999	24	36	8.05
100000	249999	36	60	8.10
100000	249999	60	120	9.00
250000		1	3	7.80
250000		3	6	7.80
250000		6	12	8.05
250000		12	18	8.30
250000		18	24	8.20
250000		24	36	8.25
250000		36	60	8.30
250000		60	120	9.15

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
5000	24999	1	3	6.85
5000	24999	3	6	6.90
5000	24999	6	12	7.20
5000	24999	12	18	7.60
5000	24999	18	24	7.60
5000	24999	24	36	7.65
5000	24999	36	60	7.70
5000	24999	60	120	7.75
25000	249999	1	3	7.05
25000	249999	3	6	7.40
25000	249999	6	12	7.70
25000	249999	12	18	7.75
25000	249999	18	24	7.80
25000	249999	24	36	7.85
25000	249999	36	60	7.90
25000	249999	60	120	8.25
250000	999999	1	3	7.25
250000	999999	3	6	7.50
250000	999999	6	12	7.80
250000	999999	12	18	7.85
250000	999999	18	24	7.90
250000	999999	24	36	7.95
250000	999999	36	60	8.00
250000	999999	60	120	8.35
1000000	99999999	1	3	7.45
1000000	99999999	3	6	7.60
1000000	99999999	6	12	7.85
1000000	99999999	12	18	7.95
1000000	99999999	18	24	7.95
1000000	99999999	24	36	8.00
1000000	99999999	36	60	8.05
1000000	99999999	60	120	8.45

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
5000	24999	1	3	7.00
5000	24999	3	6	7.60
5000	24999	6	12	7.30
5000	24999	12	18	7.60
5000	24999	18	24	7.40
5000	24999	24	36	7.45
5000	24999	36	60	7.50
5000	24999	60	120	8.65
25000	249999	1	3	7.50
25000	249999	3	6	8.10
25000	249999	6	12	7.80
25000	249999	12	18	7.80
25000	249999	18	24	7.90
25000	249999	24	36	7.95
25000	249999	36	60	8.00
25000	249999	60	120	8.75
250000	999999	1	3	7.60
250000	999999	3	6	8.20
250000	999999	6	12	7.90
250000	999999	12	18	7.90
250000	999999	18	24	8.00
250000	999999	24	36	8.05
250000	999999	36	60	8.10
250000	999999	60	120	8.80
1000000	99999999	1	3	7.70
1000000	99999999	3	6	8.30
1000000	99999999	6	12	8.00
1000000	99999999	12	18	8.00
1000000	99999999	18	24	8.10
1000000	99999999	24	36	8.15
1000000	99999999	36	60	8.20
1000000	99999999	60	120	9.00

Learn more

See all

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The power of saving through a modern stokvel

Pooling your money in a group to save together gives you several benefits.

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