Why save or invest with Nedbank?
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Enjoy competitive interest rates that make putting your money away, worthwhile.
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Choose an account that is perfectly suited for your savings or investment goals.
- We’re available 24/7 – so you can ask us anything about your money, any time.
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Your investments are risk free – so you always get more out than what you put in.
To save or invest – or both?
Planning for emergencies, a holiday or your kids’ education? You can’t go wrong with either saving or investing if you know what you want to achieve with your money, and by when. Learn more about your options so you can decide.
What is your savings goal?
Whether your goal is short, medium or long term, we have the right savings or investment solution for you.
I'd like to see how quickly my money will grow
I need to save a certain amount by this date
Electronic 32 Day Notice
See moreElectronic 32 Day Notice
See moreElectronic 32 Day Notice
See moreSelect 3 products to see the growth potential of your investments.
You won't be able to see our fixed deposit options because you've opted to make monthly contributions.
Product comparison
Electronic 32
2.45%-4.05%
Tax - free deposit
1.75% = 3.50%
Prime Select
0.25% - 2.00%
Electronic 32
2.45%-4.05%
Tax - free deposit
1.75% = 3.50%
Prime Select
0.25% - 2.00%
Electronic 32
2.45%-4.05%
Tax - free deposit
1.75% = 3.50%
Prime Select
0.25% - 2.00%
Electronic 32
2.45%-4.05%
Tax - free deposit
1.75% = 3.50%
Prime Select
0.25% - 2.00%
Select 3 products to see the growth potential of your investments.
You won't be able to see our fixed deposit options because you've opted to make monthly contributions.
Product comparison
Value | AdditionalDepo | NoticePeriod | Interest_Rate | Notice_Period | Minimum_investment_amount | Investment_term | Monthly_fees_and_commisions | Additional_deposits | Minimum_balance | Ranking_display | See_More_link | Type_of_investments |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Club | yes | ondemand | 4.75 – 6.50% | 24 hours | R100 | At least 1 day | None | Allowed | R100 | 17 | /content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/club-savings | Immediate savings |
Stokvel | yes | ondemand | 4.75– 6.50% | On demand | R100 | At least 1 day | Zero | Yes | None | 16 | /content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/stokvel | Immediate savings |
JustSave | yes | ondemand | 6.75 – 8.00% | On demand | R0 | Immediate | Zero | Allowed | R0 | 1 | /content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/just-save | Immediate savings |
JustInvest | Both | bygivingnotice | 6.80 – 8.50% | Min 24 hours | R500 | 1 day | Zero | Minimum R100 | R500 | 5 | /content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/justinvest | Notice investments |
Platinum Invest | Both | bygivingnotice | 6.80 – 8.60% | Min 24 hours | R500 | 1 day | Zero | Minimum R100 | R500 | 6 | /content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/platinuminvest | Notice investments |
Tax-free Savings | Both | bygivingnotice | 6.25 – 8.00% | Min 24 hours | R500 | 1 day | Zero | Minimum R50 | R500 | 7 | /content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/tax-free-savings | Notice investments |
MoneyTrader | Both | bygivingnotice | 8.05-8.50% | Min 24 hours | R50 000 | 1 Day | Zero | R5 000 | R50 000 | 8 | /content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/moneytrader | Notice investments |
EasyAccess Deposit | Both | bygivingnotice | 6.06 – 7.49% | Min 24 hours | R25,000 | 12 months | Zero | Not allowed | R25,000 | 10 | /content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/easy-access-deposit | Hybrid investments |
PrimeSelect | no | bygivingnotice | 5.75 – 6.09% | Min 24 hours | R5,000 | 3 – 18 months | None | Max of 5 deposits, totalling 50% of original capital | R5,000 | 11 | /content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/primeselect | Hybrid investments |
Electronic 32Day Notice | Both | bygivingnotice | 6.70 – 8.55% | 32 days | R250 | 32 days | Zero | Minimum R100 | R250 | 2 | /content/nedbank/za/en/personal/save-and-invest/accounts/32-days/electronic-32-day-notice | Notice investments |
32Day Notice | Both | bygivingnotice | 6.70 – 8.05% | 32 Days | R250 | 32 days | Zero | Minimum R100 | R250 | 13 | /content/nedbank/za/en/personal/save-and-invest/accounts/32-days/32-day-notice | Notice investments |
Tax-free Fixed Deposit | no | endofterm | 8.05 – 9.21% | End of term | R1,000 | 12 months | Zero | Not allowed | R1,000 | 9 | /content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/tax-free-fixed-deposit | Fixed investments |
Electronic Fixed Deposit | no | endofterm | 7.40 – 10.92% | End of term | R1,000 | 1 – 60 months | Zero | Not allowed | R1,000 | 3 | /content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/electronic-fixed-deposit | Fixed investments |
Electronic OptimumPlus | no | endofterm | 7.85 – 11.70% | End of term | R1,000 | 1 – 60 months | Zero | Not allowed | R1,000 | 3 | /content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/electronic-optimum-plus | Fixed investments |
Platinum Fixed Deposit | Both | endofterm | 8.15 – 11.70% | Min 24 hours | R100,000 | 1 – 60 months | Zero | Not allowed | R100,000 | 4 | /content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/platinum-fixed-deposit | Hybrid investments |
Fixed Deposit | no | endofterm | 7.15 – 10.77% | End of term | R5,000 | 1 – 60 months | Zero | Not allowed | R5,000 | 14 | /content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/fixed-deposit | Fixed investments |
OptimumPlus | no | endofterm | 7.45 – 11.46% | End of term | R5,000 | 1 – 60 months | Zero | Not allowed | R5,000 | 15 | /content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/optimumplus | Fixed investments |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
0 | 999 | 0 | ||
1000 | 9999 | 4.75 | ||
10000 | 49999 | 5.00 | ||
50000 | 74999 | 5.50 | ||
75000 | 99999 | 6.00 | ||
100000 | 99999999 | 6.50 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
0 | 999 | 0 | ||
1000 | 9999 | 4.75 | ||
10000 | 49999 | 5.00 | ||
50000 | 74999 | 5.50 | ||
75000 | 99999 | 6.00 | ||
100000 | 99999999 | 6.50 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
0 | 2499 | 6.75 | ||
2500 | 24999 | 6.75 | ||
25000 | 49999 | 7.25 | ||
50000 | 99999 | 7.75 | ||
100000 | 249999 | 8.00 | ||
250000 | 499999 | 8.00 | ||
500000 | 999999 | 8.00 | ||
1000000 | 8.00 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
500 | 2499 | 6.25 | ||
2500 | 24999 | 6.75 | ||
25000 | 49999 | 7.00 | ||
50000 | 99999 | 7.45 | ||
100000 | 249999 | 7.55 | ||
250000 | 999999 | 7.65 | ||
1000000 | 99999999 | 8.00 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
500 | 2499 | 6.25 | ||
2500 | 24999 | 6.75 | ||
25000 | 49999 | 7.00 | ||
50000 | 99999 | 7.50 | ||
100000 | 249999 | 7.55 | ||
250000 | 499999 | 7.70 | ||
500000 | 999999 | 7.75 | ||
1000000 | 99999999 | 8.00 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
500 | 2499 | 6.25 | ||
2500 | 24999 | 7.00 | ||
25000 | 49999 | 7.00 | ||
50000 | 99999 | 7.50 | ||
100000 | 249999 | 7.75 | ||
250000 | 99999999 | 8.00 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
0 | 49999 | 0.00 | ||
50000 | 99999999 | 7.95 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
25000 | 12 | 4.50 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
5000 | 3 | 8 | 5.87 | |
5000 | 9 | 11 | 5.87 | |
5000 | 12 | 18 | 6.22 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
250 | 2499 | 6.70 | ||
2500 | 24999 | 7.20 | ||
25000 | 49999 | 7.45 | ||
50000 | 99999 | 7.55 | ||
100000 | 249999 | 8.20 | ||
250000 | 499999 | 8.50 | ||
500000 | 99999999 | 8.55 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
0 | 2499 | 6.70 | ||
2500 | 24999 | 7.20 | ||
25000 | 49999 | 7.35 | ||
50000 | 99999 | 7.50 | ||
100000 | 249999 | 7.95 | ||
250000 | 99999999 | 8.05 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
1000 | 24999 | 12 | 8.05 | |
25000 | 249999 | 12 | 8.85 | |
250000 | 99999999 | 12 | 8.85 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
1000 | 24999 | 1 | 3 | 7.40 |
1000 | 24999 | 3 | 6 | 7.75 |
1000 | 24999 | 6 | 12 | 8.10 |
1000 | 24999 | 12 | 18 | 8.00 |
1000 | 24999 | 18 | 24 | 7.80 |
1000 | 24999 | 24 | 36 | 7.85 |
1000 | 24999 | 36 | 60 | 7.90 |
1000 | 24999 | 60 | 120 | 8.35 |
25000 | 249999 | 1 | 3 | 7.15 |
25000 | 249999 | 3 | 6 | 7.95 |
25000 | 249999 | 6 | 12 | 8.30 |
25000 | 249999 | 12 | 18 | 8.20 |
25000 | 249999 | 18 | 24 | 8.00 |
25000 | 249999 | 24 | 36 | 8.05 |
25000 | 249999 | 36 | 60 | 8.10 |
25000 | 249999 | 60 | 120 | 8.55 |
250000 | 999999 | 1 | 3 | 7.25 |
250000 | 999999 | 3 | 6 | 8.05 |
250000 | 999999 | 6 | 12 | 8.40 |
250000 | 999999 | 12 | 18 | 8.30 |
250000 | 999999 | 18 | 24 | 8.10 |
250000 | 999999 | 24 | 36 | 8.15 |
250000 | 999999 | 36 | 60 | 8.20 |
250000 | 999999 | 60 | 120 | 8.65 |
1000000 | 99999999 | 1 | 3 | 7.35 |
1000000 | 99999999 | 3 | 6 | 8.15 |
1000000 | 99999999 | 6 | 12 | 8.50 |
1000000 | 99999999 | 12 | 18 | 8.35 |
1000000 | 99999999 | 18 | 24 | 8.15 |
1000000 | 99999999 | 24 | 36 | 8.20 |
1000000 | 99999999 | 36 | 60 | 8.25 |
1000000 | 99999999 | 60 | 120 | 8.75 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
1000 | 24999 | 1 | 3 | 7.85 |
1000 | 24999 | 3 | 6 | 8.00 |
1000 | 24999 | 6 | 12 | 8.20 |
1000 | 24999 | 12 | 18 | 8.30 |
1000 | 24999 | 18 | 24 | 7.90 |
1000 | 24999 | 24 | 36 | 7.95 |
1000 | 24999 | 36 | 60 | 8.00 |
1000 | 24999 | 60 | 120 | 8.95 |
25000 | 249999 | 1 | 3 | 8.05 |
25000 | 249999 | 3 | 6 | 8.20 |
25000 | 249999 | 6 | 12 | 8.40 |
25000 | 249999 | 12 | 18 | 8.50 |
25000 | 249999 | 18 | 24 | 8.10 |
25000 | 249999 | 24 | 36 | 8.15 |
25000 | 249999 | 36 | 60 | 8.20 |
25000 | 249999 | 60 | 120 | 9.05 |
250000 | 999999 | 1 | 3 | 8.15 |
250000 | 999999 | 3 | 6 | 8.30 |
250000 | 999999 | 6 | 12 | 8.50 |
250000 | 999999 | 12 | 18 | 8.70 |
250000 | 999999 | 18 | 24 | 8.20 |
250000 | 999999 | 24 | 36 | 8.25 |
250000 | 999999 | 36 | 60 | 8.30 |
250000 | 999999 | 60 | 120 | 9.10 |
1000000 | 99999999 | 1 | 3 | 8.25 |
1000000 | 99999999 | 3 | 6 | 8.40 |
1000000 | 99999999 | 6 | 12 | 8.60 |
1000000 | 99999999 | 12 | 18 | 8.80 |
1000000 | 99999999 | 18 | 24 | 8.30 |
1000000 | 99999999 | 24 | 36 | 8.35 |
1000000 | 99999999 | 36 | 60 | 8.40 |
1000000 | 99999999 | 60 | 120 | 9.25 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
100000 | 249999 | 1 | 3 | 8.15 |
100000 | 249999 | 3 | 6 | 8.30 |
100000 | 249999 | 6 | 12 | 8.50 |
100000 | 249999 | 12 | 18 | 8.70 |
100000 | 249999 | 18 | 24 | 8.10 |
100000 | 249999 | 24 | 36 | 8.15 |
100000 | 249999 | 36 | 60 | 8.20 |
100000 | 249999 | 60 | 120 | 9.10 |
250000 | 1 | 3 | 8.25 | |
250000 | 3 | 6 | 8.40 | |
250000 | 6 | 12 | 8.60 | |
250000 | 12 | 18 | 8.80 | |
250000 | 18 | 24 | 8.30 | |
250000 | 24 | 36 | 8.35 | |
250000 | 36 | 60 | 8.40 | |
250000 | 60 | 120 | 9.25 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
5000 | 24999 | 1 | 3 | 7.15 |
5000 | 24999 | 3 | 6 | 7.35 |
5000 | 24999 | 6 | 12 | 7.70 |
5000 | 24999 | 12 | 18 | 7.85 |
5000 | 24999 | 18 | 24 | 7.70 |
5000 | 24999 | 24 | 36 | 7.75 |
5000 | 24999 | 36 | 60 | 7.80 |
5000 | 24999 | 60 | 120 | 7.95 |
25000 | 249999 | 1 | 3 | 7.35 |
25000 | 249999 | 3 | 6 | 7.85 |
25000 | 249999 | 6 | 12 | 8.20 |
25000 | 249999 | 12 | 18 | 8.00 |
25000 | 249999 | 18 | 24 | 8.15 |
25000 | 249999 | 24 | 36 | 8.20 |
25000 | 249999 | 36 | 60 | 8.25 |
25000 | 249999 | 60 | 120 | 8.45 |
250000 | 999999 | 1 | 3 | 7.55 |
250000 | 999999 | 3 | 6 | 7.95 |
250000 | 999999 | 6 | 12 | 8.30 |
250000 | 999999 | 12 | 18 | 8.10 |
250000 | 999999 | 18 | 24 | 8.25 |
250000 | 999999 | 24 | 36 | 8.30 |
250000 | 999999 | 36 | 60 | 8.35 |
250000 | 999999 | 60 | 120 | 8.55 |
1000000 | 99999999 | 1 | 3 | 7.75 |
1000000 | 99999999 | 3 | 6 | 8.05 |
1000000 | 99999999 | 6 | 12 | 8.40 |
1000000 | 99999999 | 12 | 18 | 8.20 |
1000000 | 99999999 | 18 | 24 | 8.30 |
1000000 | 99999999 | 24 | 36 | 8.35 |
1000000 | 99999999 | 36 | 60 | 8.40 |
1000000 | 99999999 | 60 | 120 | 8.65 |
MinBalance | MaxBalance | MinTime | MaxTime | InterestRate |
---|---|---|---|---|
5000 | 24999 | 1 | 3 | 7.45 |
5000 | 24999 | 3 | 6 | 7.60 |
5000 | 24999 | 6 | 12 | 7.85 |
5000 | 24999 | 12 | 18 | 8.10 |
5000 | 24999 | 18 | 24 | 7.50 |
5000 | 24999 | 24 | 36 | 7.55 |
5000 | 24999 | 36 | 60 | 7.60 |
5000 | 24999 | 60 | 120 | 8.75 |
25000 | 249999 | 1 | 3 | 7.95 |
25000 | 249999 | 3 | 6 | 8.10 |
25000 | 249999 | 6 | 12 | 8.35 |
25000 | 249999 | 12 | 18 | 8.30 |
25000 | 249999 | 18 | 24 | 8.00 |
25000 | 249999 | 24 | 36 | 8.05 |
25000 | 249999 | 36 | 60 | 8.10 |
25000 | 249999 | 60 | 120 | 8.85 |
250000 | 999999 | 1 | 3 | 8.05 |
250000 | 999999 | 3 | 6 | 8.20 |
250000 | 999999 | 6 | 12 | 8.45 |
250000 | 999999 | 12 | 18 | 8.40 |
250000 | 999999 | 18 | 24 | 8.10 |
250000 | 999999 | 24 | 36 | 8.15 |
250000 | 999999 | 36 | 60 | 8.20 |
250000 | 999999 | 60 | 120 | 8.90 |
1000000 | 99999999 | 1 | 3 | 8.15 |
1000000 | 99999999 | 3 | 6 | 8.30 |
1000000 | 99999999 | 6 | 12 | 8.45 |
1000000 | 99999999 | 12 | 18 | 8.50 |
1000000 | 99999999 | 18 | 24 | 8.20 |
1000000 | 99999999 | 24 | 36 | 8.25 |
1000000 | 99999999 | 36 | 60 | 8.30 |
1000000 | 99999999 | 60 | 120 | 9.10 |